For Business Users
The Complete Financial Toolkit for Your Business
Manage cross-border payments, automate payroll, handle escrow, and track every transaction with enterprise-grade security and compliance.
Partners and Communities
WHY CHOOSE UPESA BUSINESS
Built for business scale
Everything a growing business needs to manage global finances efficiently, securely, and compliantly.
Enterprise-grade Security
MPC technology ensures your business assets are protected with institutional-grade encryption.
Global Payment Reach
Send payments to 30+ countries with competitive rates. T+0 settlement times.
Full Compliance Visibility
Built-in AML screening, sanctions checks, and comprehensive audit trails for all transactions.
Automated Operations
Automate payroll, recurring payouts, and treasury operations. Save hours of manual work every month.
WHO IT'S FOR
Built for every business role
From SME owners to compliance officers, Upesa Business
has the tools your team needs.
Simplified cross-border payments and payroll. Reduce the complexity of international financial operations for growing businesses without an in-house finance team.
Enterprise features for treasury management. Multi-wallet control, escrow handling, and real-time transaction tracking at scale for mid-to-large organizations.
Full compliance visibility and audit trails. Built-in AML screening, sanctions checks, and comprehensive transaction reporting.
Up and running in minutes
Getting started as a business on Upesa is simple, fast, and free.
Download the App
Get Upesa from the App Store or Google Play. Free to download with no setup fees.
Choose Business Purpose
During onboarding, select "Business Purposes" to unlock the full financial toolkit for your organisation.
Complete Business Verification
Submit your business documents and complete KYB in minutes — no branch visits, no paperwork.
Start Managing Finances
Run payroll, send bulk payments, manage escrow, create multi-currency accounts, and track every transaction in real time.
Powerful solutions for personal and business users
Three core capabilities available to all Upesa users regardless of their chosen purpose.
Virtual Account
Receive payments through local bank transfers in multiple currencies like NGN, EUR, GBP and many more
Explore Now →Global Payout
Send money to 30+ countries with competitive FX rates, transparent pricing and near-instant settlement times unbeatable by traditional banks.
Explore Now →
Discover how we helped customers transform their finances
David Onyilimba
Co-founder, Play2Learn Games
Upesa possesses a top notch customer service and gives me a very seamless user experience till date.
Yussuff Mojolaoluwa
Freelancer
A payment platform you can trust as a freelancer
Adedeji Q.
Web3 enthusiast
Upesa is hands down the best instant payment app I've used! From the moment I opened it, the interface felt smooth and intuitive, no confusion, no hassle.
Wahab Adeleke
Freelancer
Upesa made managing money effortless. Sending, and receiving is instant. It feels like a financial platform truly built for our generation simple, fast, and empowering.
Edidiong
Entrepreneur
Upesa is such a trail blazing mobile first application that meets your payment needs, I really appreciate how I can seamlessly send local and foreign currencies with no hassles. Setting up was super easy and their customer service team is stellar.
EdwinXploit
Freelancer
I have been using UPESA for a while now and i can affirm that it's a unique product fixing a major utility problem. As a freelancer, Upesa makes the services i render fun as i enjoy my payment stress free. Special shout out to the Founder and team. Keep building.
Rated 4.9/5 from over
600 review