Solutions / Travellers & Nomads
Travel the World, Pay Like a Local
Pay across Africa and Europe without exchange rate surprises or high foreign transaction fees. One app, every country.
THE CHALLENGE
Travelling abroad used to drain your wallet
Whether you're a digital nomad hopping between cities or a traveller exploring new countries, traditional banking makes it expensive and frustrating.
Foreign Transaction Fees Up to 5%
Traditional banks charge 3–5% on every international payment, silently eating into your budget every single day.
Unpredictable Exchange Rates
Hidden markups on exchange rates mean you never know the real cost until after your card is charged.
Cards Declined in New Countries
Banks block international transactions for "security," leaving you stranded with no access to your funds.
Currency Exchange Counters with 8%+ Spread
Airport and hotel currency exchanges charge exorbitant spreads, making local currency even more expensive.
KEY BENEFITS
Why nomads and families choose Upesa
Built for people who move. Financial tools that keep up with your lifestyle.
Multi-currency Wallet
Hold USD, EUR, and NGN. Switch currencies instantly without an exchange.
Transparent FX Rates
Check the exchange rate before payment. No hidden fees, no surprises. You pay what you see.
Local Payment Rails
Payments via local corridors — NIBSS in Nigeria, SEPA in Europe. Your money moves locally.
Instant P2P Transfers
Split bills with travel companions or send money globally. Zero fees on P2P, settled in 60 seconds.
Features built for travellers
The Upesa tools that matter most when you're on the move.
Virtual Accounts (USD, EUR, GBP)
Dedicated account numbers in multiple currencies. Receive local payments in any country as if you have a local bank account.
Global Payout
Send money to bank accounts in 30+ countries. Pay local vendors, split costs, or send funds to anyone.
Stableswap
Swap between USD and NGN instantly at real-time rates. Prepare the right currency before travelling without leaving the app.
Instant P2P Payments
Split bills with travel companions instantly. Zero fees on P2P transfers. Settled in under 60 seconds, no matter the country.
MPC Secure Wallet
Military-grade security with Multi-Party Computation. Your funds are safe whether you're in Lagos, Berlin, or anywhere in between.
Zero Transaction Fees
No hidden charges on P2P transfers, deposits, or withdrawals. Your travel budget stays intact — Upesa doesn't take a cut.
HOW IT WORKS
HOW IT WORKS
Up and running before you land
Set up your Upesa account in minutes. By the time your flight lands, you're ready to pay like a local.
Download & Sign Up
Get Upesa on iOS or Android. Select "Personal Purpose" to unlock traveller features.
Complete KYC Verification
Verify your identity in 5 minutes with your ID and selfie.
Fund Your Wallet
Add USD or NGN via bank transfer. Your balance is ready.
Pay Anywhere, Instantly
Send funds to local accounts. Pay for services in local currency.
Track Every Transaction
View your transaction history. See what you spent and in which currency.
Download & Sign Up
Get Upesa on iOS or Android. Select "Personal Purpose" to unlock traveller features.
Complete KYC Verification
Verify your identity in 5 minutes with your ID and selfie.
Fund Your Wallet
Add USD or NGN via bank transfer. Your balance is ready.
Pay Anywhere, Instantly
Send funds to local accounts. Pay for services in local currency.
Track Every Transaction
View your transaction history. See what you spent and in which currency.
FAQ
Frequently asked questions
Everything you need to know about using Upesa as a traveller & nomad
Upesa currently supports payments in 30+ countries across Africa and Europe, including Nigeria, Ghana, Kenya, South Africa, Germany, France, and more. New corridors are added regularly.
