THE CHALLENGE
Paying international suppliers is hard.
Importers lose thousands every year to hidden fees, poor exchange rates, and payment delays that hold up entire supply chains.
Poor FX Rates
Banks and traditional remittance services charge 3–8% in hidden FX margins. On a $10,000 order that's up to $800 lost.
Slow Settlements
International wire transfers take 3–5 business days. Delayed payments can hold up shipments and damage supplier relationships.
No Rate Transparency
You never know the exact rate until after the transaction. Surprise fees and rate changes make budgeting impossible.
RELEVANT FEATURES
Key features for importers
These Upesa features are specifically valuable for importers managing international supplier payments.
Virtual Accounts (USD, EUR, GBP)
Hold funds in various currencies for payments.
Stableswap
Swap USD and NGN before payments. Optimize holdings for efficiency.
Global Payout
Send money to your supplier's bank account in local currency. Enjoy competitive rates, transparent fees, and fast settlement.
Secure Wallet with MPC Technology
Funds are secured with Multi-Party Computation. No single point of failure keeps your capital safe.
Supplier payments built for importers
Stop losing money on every transaction. Upesa gives you competitive rates, transparency, and speed — all in one app.
30+ Supported Corridors
Send payments to China, the US, Europe, and 17+ other countries. All major import corridors are covered with dedicated banking partners for each region.
Embedded FX Conversion
Convert your USD or NGN to local currency automatically. No need to pre-fund separate accounts or manage multiple currency balances.
Full Rate Transparency
See the exact FX rate and total fees before you confirm any payment. No surprises, no hidden charges — just clear, competitive pricing every time.
Compliance & Security
Every payment is screened against OFAC and UN sanctions lists. AML checks and full audit trails ensure your business stays compliant at all times.
Full Payment History
Track every payment with detailed status updates and transaction records. Search, filter, and export your full supplier payment history at any time.
Same-Day Settlement
US, China, and Europe payments all settle within T+0 (the same business day). Keep your supply chain moving without waiting days for funds to clear.
HOW IT WORKS
Download & Sign Up
Download Upesa from the App Store. Create an account.
Complete KYC Verification
Verify your identity in 5 minutes with your ID and selfie.
Fund Your Wallet
Add USD or NGN via bank transfer. Your balance is ready.
Enter Supplier Details
Select Global Payout, enter bank details, country, and amount. Check FX rate and fee.
Confirm & Track
Confirm payment and track. Supplier gets funds in T+0 (the same business day).
Download & Sign Up
Download Upesa from the App Store. Create an account.
Complete KYC Verification
Verify your identity in 5 minutes with your ID and selfie.
Fund Your Wallet
Add USD or NGN via bank transfer. Your balance is ready.
Enter Supplier Details
Select Global Payout, enter bank details, country, and amount. Check FX rate and fee.
Confirm & Track
Confirm payment and track. Supplier gets funds in T+0 (the same business day).
FAQ
Frequently asked questions
Everything you need to know about paying suppliers with Upesa.
You can pay suppliers in 30+ countries including China (CNY), the US (USD), and across Europe (EUR), with dedicated banking partners for each region. More corridors are added regularly.