Solutions / Freelancers

Use Case - Freelancers

Get Paid Globally, Instantly

Stop losing money to high fees. Upesa provides freelancers a virtual USD/EUR account for instant international payments.

iOSAndroid
Lady

THE CHALLENGE

Freelancers deserve better than this

International platforms pay out in USD or EUR — but getting that money into your hands costs time and a chunk of your earnings.


Slow Settlement Times

Traditional wire transfers take 3–7 business days. Meanwhile, your bills don't wait.

High Transaction Fees

Banks and payment processors charge 3–8% on international transfers. On $5,000, that's up to $400 lost.

No Dedicated Receiving Account

Without a USD or EUR account, many freelancers can't receive payments directly from global platforms at all.

HOW UPESA HELPS

Built for the modern freelancer

Upesa removes every friction point between you and your international income.

Instant USD & EUR Virtual Accounts

Instant USD & EUR Virtual Accounts

Receive a dedicated USD and EUR bank account number on request.

Instant Stablecoin Swaps

Instant Stablecoin Swaps

Convert your USD earnings to NGN instantly with real-time rates via Stableswap.

Zero-Fee P2P Transfers

Zero-Fee P2P Transfers

Send money to family or team members for free. No fees or surprises.

Virtual Account
RELEVANT FEATURES

Features that matter to freelancers

Specifically designed to solve the real challenges you face as a freelance professional.

Virtual Accounts (USD, EUR)

Virtual Accounts (USD, EUR)

Dedicated bank account numbers in USD and EUR that you receive instantly upon request. Share with international clients and platforms to receivepayments directly to your Upesa wallet.

Instant P2P Payments

Instant P2P Payments

Send and receive money instantly between Upesa users — under 60 seconds, completely free. Real-time notifications keep you informed on every payment.

Secure Wallet MPC

Secure Wallet MPC

Multi-Party Computation technology ensures your private keys are never exposed as a whole. Military-grade AES-256 encryption protects your wallet and funds at rest and in transit.

Stableswap

Stableswap

Swap USD and NGN instantly at real-time rates with atomic execution. There is no slippage.

HOW IT WORKS

Get paid globally in minutes

Getting started with Upesa as a freelancer is simple. Follow these steps to receive payments from clients around the world.

iOSAndroid
1

Download Upesa

Get the app from the App Store or Google Play. Free to download, no upfront costs whatsoever.

2

select Personal account

During onboarding, select `"Personal Purposes"` to unlock virtual accounts andother freelancer features.

3

Verify Your Identity

Complete KYC in under 5 minutes. Submit your government ID and a selfie — no branch visits required.

4

Share Your Account & Get Paid

Copy your virtual USD/EUR account details and share them with your clients or platforms. Payments arrive instantly.

FAQ

Frequently asked questions

Everything you need to know about global payouts

Once you sign up and complete KYC as a Personal user, you can request a virtual USD and EUR account with a unique routing and account number. Add these details as your withdrawal method on Upwork, Fiverr, Toptal, or any other platform. Payments arrive in your Upesa wallet instantly.