THE CHALLENGE
Freelancers deserve better than this
International platforms pay out in USD or EUR — but getting that money into your hands costs time and a chunk of your earnings.
Slow Settlement Times
Traditional wire transfers take 3–7 business days. Meanwhile, your bills don't wait.
High Transaction Fees
Banks and payment processors charge 3–8% on international transfers. On $5,000, that's up to $400 lost.
No Dedicated Receiving Account
Without a USD or EUR account, many freelancers can't receive payments directly from global platforms at all.
HOW UPESA HELPS
Built for the modern freelancer
Upesa removes every friction point between you and your international income.
Instant USD & EUR Virtual Accounts
Receive a dedicated USD and EUR bank account number on request.
Instant Stablecoin Swaps
Convert your USD earnings to NGN instantly with real-time rates via Stableswap.
Zero-Fee P2P Transfers
Send money to family or team members for free. No fees or surprises.
Features that matter to freelancers
Specifically designed to solve the real challenges you face as a freelance professional.
Virtual Accounts (USD, EUR)
Dedicated bank account numbers in USD and EUR that you receive instantly upon request. Share with international clients and platforms to receivepayments directly to your Upesa wallet.
Instant P2P Payments
Send and receive money instantly between Upesa users — under 60 seconds, completely free. Real-time notifications keep you informed on every payment.
Secure Wallet MPC
Multi-Party Computation technology ensures your private keys are never exposed as a whole. Military-grade AES-256 encryption protects your wallet and funds at rest and in transit.
Stableswap
Swap USD and NGN instantly at real-time rates with atomic execution. There is no slippage.
HOW IT WORKS
Download Upesa
Get the app from the App Store or Google Play. Free to download, no upfront costs whatsoever.
select Personal account
During onboarding, select `"Personal Purposes"` to unlock virtual accounts andother freelancer features.
Verify Your Identity
Complete KYC in under 5 minutes. Submit your government ID and a selfie — no branch visits required.
Share Your Account & Get Paid
Copy your virtual USD/EUR account details and share them with your clients or platforms. Payments arrive instantly.
Download Upesa
Get the app from the App Store or Google Play. Free to download, no upfront costs whatsoever.
select Personal account
During onboarding, select `"Personal Purposes"` to unlock virtual accounts andother freelancer features.
Verify Your Identity
Complete KYC in under 5 minutes. Submit your government ID and a selfie — no branch visits required.
Share Your Account & Get Paid
Copy your virtual USD/EUR account details and share them with your clients or platforms. Payments arrive instantly.
FAQ
Frequently asked questions
Everything you need to know about global payouts
Once you sign up and complete KYC as a Personal user, you can request a virtual USD and EUR account with a unique routing and account number. Add these details as your withdrawal method on Upwork, Fiverr, Toptal, or any other platform. Payments arrive in your Upesa wallet instantly.