THE CHALLENGE
Crypto utility shouldn't be this hard
Crypto natives face fragmented tools, high fees, limited fiat access, and complex onboarding. Upesa bridges the gap between crypto holdings and real-world financial utility.
Limited Fiat On/Off Ramps
Converting stablecoins to spendable local currency is expensive, slow, and restricted on most platforms.
Fragmented Wallet Ecosystem
Managing multiple wallets across chains is complex — one for payments, one for DeFi, one for savings.
Slow Settlement Times
Swaps and transfers that take hours or days due to network congestion and bridge delays.
Opaque Fee Structures
Hidden fees embedded in swap rates and conversion spreads that silently drain your holdings.
HOW UPESA SOLVES IT
Your full crypto toolkit in one app
Upesa gives crypto natives a secure, fast, and transparent platform to hold, swap, and spend stablecoins — with direct fiat rails and DeFi-grade infrastructure.
Unified Stablecoin Wallet
Hold USD and NGN in one secure MPC wallet. No fragmentation — manage all your currencies in one place.
Instant Atomic Swaps
Swap USD ↔ NGN with atomic execution. All-or-nothing settlement means no partial fills or stuck funds.
Direct Fiat Rails
Send stablecoins directly to bank accounts in 30+ countries. Skip the centralized exchange entirely.
Transparent Pricing
See exact rates and fees before you confirm any transaction. No surprises, no hidden spreads.
Built for Crypto Natives
Every feature is designed to make sending and receiving stablecoin as simple, fast, and affordable as possible.
Deposit stablecoin
Send supported stablecoin straight into your wallets across supported blockchains
Swap stablecoin
Convert between supported stablecoins with ease
Withdraw stablecoin
Send your stablecoin to external wallets across supported blockchains
GET STARTED
Download Upesa & Choose Personal
Download the app, choose "Personal Purposes" at onboarding, and access individual features like virtual accounts.
Complete Identity Verification (KYC)
Verify your identity in 5 minutes with your ID and selfie. Fully digital.
Deposit stablecoin
Send supported stablecoin straight into your wallets across supported blockchains
Withdraw stablecoin
Send your stablecoin to external wallets across supported blockchains
Download Upesa & Choose Personal
Download the app, choose "Personal Purposes" at onboarding, and access individual features like virtual accounts.
Complete Identity Verification (KYC)
Verify your identity in 5 minutes with your ID and selfie. Fully digital.
Deposit stablecoin
Send supported stablecoin straight into your wallets across supported blockchains
Withdraw stablecoin
Send your stablecoin to external wallets across supported blockchains
FAQ
Common questions about crypto
Everything you need to know about using crypto and stablecoins with Upesa.
Upesa supports stablecoins for sending, receiving, and managing funds.